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Sellers warned about 'Free' HIPs (Source: BBC Radio 4's Money Box) 'Everyone now needs to commission a HIP before selling a house Many home sellers who sign up for a free or discounted home information pack find they must pay a withdrawal fee if they change estate agent. Radio 4's Money Box has found these fees are often between £400 and £500. Estate Agents say the charges reflect the costs they incur producing the packs. But the Ombudsman for Estate Agents has warned these fees may not be payable unless they are clearly stated in the agency agreement.'
HIPswithus Comments:
When you commission our HIPs they are totally independent and totally transferable between Estate Agents or online private sales - By commissioning your own HIP via HIPswithus form a genuine price and then you do not have to worry about these unscrupulous estate agents.
Why our HIPs?
If you want to save £1000s by selling your flat or house WITHOUT using an estate agent, you still need a Home Information Pack containing an Energy Performance Certificate.STILL WANT THE SERVICES OF AN ESTATE AGENT? NO PROBLEM GET YOUR INDEPENDENT HIPs HERE, THEN NEGOTIATE A SMALLER FEE FROM THE AGENT BECAUSE YOU ALREADY HAVE, AND OWN, YOUR HIP.
HIPswithus have attained the City & Guilds Diploma award so we fully comply with all Government legislation. There will be no waiting for your Energy Performance Certificate, as we employ our own professionally trained and accredited Domestic Energy Assessors. You will find there is often a delay with estate agents in obtaining the Energy Performance Certificate, as they have to contact another company to get this service!
CANCELLATION FEE OF £100.00 WILL APPLY WITH LESS THAN 24 HRS NOTICE OR OF NON PAYMENT.
For more information click on the link below
http://www.homeinformationpacks.gov.uk/pdf/hip_a5_leaflet.pdf
HIP is an acronym for "Home Information Pack"
The Goverment estimates that £350 million is currently lost through house purchases that fall through due to problems that only come to light in the latter stages of the sales process.
By switching the onus on to the seller to provide legal documentation and information about the condition of the property at the begining of the marketing process, the hope is that fewer prospective buyers will change their mind late in the sales process.
The Government also hopes that by putting the onus on the vendor instead of prospective buyers to supply documentation and information regarding their property, that it will stop people putting their property up for sale just to see what they would get for it. This practice is commonly known as "Testing the Market". Home Information Packs are the instrument that has been created to address these issues. From December 14th 2007 Home Information Packs will be mandatory for all Domestic Property being offered for sale to the public.
Who doesn't require a HIP?
• Properties where no marketing has taken place (e.g. sale to a member of the family) • Non-residential properties • Sale of portfolio of properties • Seasonal and Holiday accommodation • Unsafe properties and properties to be demolished • Mixed Sales (e.g. shop with flat) • Right to buy and similar sales • New homes built under park L of the Building Regulations 2006 • Properties not being sold with completely vacant possession
What is in an HIPswithus HIP?
The Home Information Pack must include the following as stipulated in the Home Information Pack regulations.
These are a number of additional items in the Home Information Pack that are optional. Please contact us for further details:
The Home Condition Report is designed to be an objective report on the condition of the property that can be relied upon by buyers, sellers and mortgage lenders. It will be written in Plain English in a standard format and will describe the general condition of the property taking account of its age, character and location; how energy efficient it is; and any defects or other matters requiring attention.
The Home Condition Report is designed to be a 'mid-range' survey, similar to the current Homebuyer Survey and Valuation - not as detailed as a Building Survey (sometimes known as a 'full structural survey') but a lot more extensive than a mortgage lender's valuation inspection.
THE HIP PROVIDED BY HIPswithus WILL BELONG TO YOU. THIS WILL ENABLE YOU TO LODGE YOUR OWN HIP WITH ANY SELLING AGENT YOU PREFER.
